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How to Login to Bank of Montreal BMO Online Banking Account - 2023Visa and Mastercard credit cards are accepted in Cuba. Cash is much more commonly used in Cuba than cards. Not all merchants accept card. I have used my BMO Mastercard in Cuba. You should be fine! Have a great trip! You can normally use a VISA or MASTERCARD branded card (with a PIN number) to withdraw cash in automated teller machines (ATMs), Cuban Pesos (CUP) only.