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How To Use Zelle App With Debit Card In 2024Our network of participating financial institutions is always growing, and you can still use Zelle� by downloading the Zelle� app for Android and iOS. Was this. Addition is fine but the biggest downside for me is that they do not have zelle. Zelle� should only be used to send money to friends, family or others you trust. We recommend that you do not use Zelle� to send money to those you do not.