If something happens to your items, you may receive reimbursement in cash or points. Previously, she was the associate editor of personal finance at MoneySense. This means that if you are in an accident, the credit card company will not pick up the cost of medical treatment required by you, the people in your vehicle or people in another vehicle. After being taken to the nearest hospital, doctors discovered a knee injury that required immediate surgery. Many credit cards offer some form of collision damage waiver coverage for car rentals, which helps cover costs if the vehicle is damaged or lost during your rental period.
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Read MoreHere is a summary of these changes. She's always looking for new ways to make travel easier, more memorable, and more affordable, particularly by using miles and points. Inquire about the coverage of my card Compare cards Inquire about the coverage of my card. It may also cover the cost of emergency medical transport to a better-equipped hospital or repatriation to your home province for medical reasons. Example: Caroline, returning from Barcelona, discovered at Vancouver airport that her recently purchased suitcase had suffered significant damage to the shell and handle. A transportation delay causing you to miss a connection or preventing you from continuing your trip. The collision damage waiver insurance does not act as liability insurance and does not cover rentals longer than 48 days.