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How to Register for Digital Banking on BMO !For details on how to enroll in two-step verification or set up challenge questions, log in to your account. Go to Two-step verification under Security Settings. A one-time passcode (OTP) is an extra layer of security designed to protect your personal information and accounts when they are being accessed. Simply enter your verification code. Quick and easy setup. Sign in to your BMO InvestorLine user ID or account. Click on Account Services and go the Security.