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MAZDA 3 (2016/66) * HATCHBACK 2.0 SKYACTIV-G SPORT NAV * AUTOMATIC * PETROL * 42,700 MILESAverage 3-Month CD Rates. The average national rate on a three-month CD is % as of October 21, , according to data from the FDIC. This. The best 3-month CDs offer higher than average interest rates and are federally insured. They can be a solid short-term savings option. Compare rates on 3 month CDs from banks and credit unions. Use the filter box below to customize your results.