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VANGUARD Target Retirement Funds - The BIG PROBLEM With Them!NSFGX - One of a series of target date funds designed to help investors meet their retirement goals. The final portfolio at target date is % cash. Relative performance will be driven primarily by allocation selection. Allocation selection is a research-. Fund price for Vanguard Target Retirement Fund Accumulation Shares along with Morningstar ratings & research, long term fund performance and charts.