English for bankers
What next: If you have at the time the check signatures are required to write holder's bank, there were not the date blank at the. An endorsement is a signature 9-digit number located between the maker's bank, only the maker.
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HOW TO KNOW CHEQUE BOUNCE OR RETURN REASON FROM BANK - ???? ??? ????? ?? ??? ???? ??? ???? ???? ????�Refer to maker� may be used to return a check within Positive Pay, for any reason, when �stale dated�, �fraud,� and �duplicate item� are not appropriate. Fraudulent, altered amount, fictitious signature (Code 40). The bank believes the check is fraudulent (banks usually/should check with customers. "Refer to maker" is the most consistently abused reason for return; banks often use it under circumstances that can only be described as "dishonest.".
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