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One is to take out a second.
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3 things to know about credit card minimum paymentsHow much is the minimum repayment? � The threshold amount is $75 (rather than $25); and � The minimum payment percentage is % (rather than 2%). The minimum payment on your credit card is typically calculated as either a flat percentage of your card balance or a percentage plus the cost. Your minimum payment is the smallest amount you must pay back each month to avoid late fees and charges. It's based on how much you currently owe on your card.
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