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How to Find Your Account Number at BMO Harris BankWhen you use a non-BMO ATM, there is a $3 out-of-network ATM transaction fee for most accounts � the only exception is BMO Relationship Checking. Transaction Fees First 30 checks deposited per statement period without a per-transaction fee; $ for each additional check deposited. $3 We charge this fee for each Non-BMO ATM Transaction in excess of two per statement period. The ATM operator or network may also charge you a surcharge fee.